Does My Homeowners Insurance Cover My Swimming Pool?
According to the Centers for Disease Control and Prevention, drowning is the leading cause of death in the U.S. for children ages one to four and the second leading cause of death for children ages five to 14. For this reason (among others), insurance companies are concerned with the increased liability risk of insuring homes with swimming pools. Whether you are considering installing a pool or buying a home with an existing pool, it is important to understand whether your homeowners insurance will cover your swimming pool and related incidents.